Bobtail insurance
Covers liability when you drive your tractor without a trailer attached, often while under dispatch.
Non-trucking liability
Covers liability when the truck is being used for non-business purposes, such as when you are off dispatch.
Why it matters
Many drivers lease on to a carrier whose policy only applies while hauling. Gaps can appear when you are bobtailing or between loads. We help you check where your coverage starts and stops.
Questions to ask yourself
- Does my carrier’s policy cover me when I am not hauling?
- Do I use my truck for personal trips?
- What does my lease agreement require?
A quote is not coverage. Coverage begins only when confirmed in writing by the insurance company. Availability and pricing depend on the carrier and your situation.
Questions
Do I need both bobtail and non-trucking?
Not always. It depends on your lease, your carrier’s coverage and how you use the truck. We will review your situation and tell you what makes sense.