Commercial trucking insurance
Liability, physical damage, cargo and more for owner-operators and fleets.
- Trucking liability
- Physical damage
- Motor truck cargo
- Bobtail and non-trucking liability
- Trailer interchange
Denver Based • Serving Clients Nationwide
Insurance • Trucking • Tax • Business Solutions
Personal, business and commercial trucking insurance, plus DOT, tax and business solutions—all from one trusted team.
Call 303-219-3900 or 720-610-4755
Insurance products, carriers and availability vary by state, eligibility and underwriting requirements.
Our team will contact you soon, or call 303-219-3900.
Free quotes. Coverage available in multiple states.
Liability, physical damage, cargo and more for owner-operators and fleets.
Protection for your company, employees and vehicles.
Protection for you, your car and your home.
Insurance markets
AO Insurance works with multiple available insurance markets, so we can compare options and help you find appropriate coverage and pricing instead of offering a single product.
Not every insurance company offers every product, and carriers and products are not available in every state. Availability, eligibility and pricing depend on the carrier, the state and underwriting.
Our specialty
From owner-operators to growing fleets, AO Insurance helps trucking businesses protect their equipment, cargo and operations. We can also handle your USDOT, MC authority and compliance filings, so one team covers both your coverage and your paperwork.
Call for a free quote, or sign in to send a request and upload documents.
USDOT, MC, BOC-3, IFTA, IRP and compliance.
Individuals and businesses.
LLC, corporation and EIN, in any state.
Registration, renewals and filing assistance.
Application help with third-party lenders.
Non-legal form and document preparation.
Fill out the quote form or call us. It takes a few minutes.
A member of our team reviews your request and walks you through your options.
We take care of the paperwork and filings, and you track everything in your secure portal.
1582 S. Parker Rd., Suite 104, Denver. Call us or stop by.
Coverage, DOT filings, taxes and business paperwork with one team.
Availability varies by state, carrier and underwriting.
Upload documents and track your requests online.
Our customers
Selected businesses we serve. Logos displayed with permission and do not imply partnership or endorsement.

5.0 average from 10 Google reviews
Extremely helpful
Very knowledgeable!!!!!
Thanks for all your hard work and dedication
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Great place!!!!!!!!!!!
Thank You
AO Insurance app
Track your requests, upload documents and get updates from our team, right from your phone.
Install AO Insurance Client login
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About AO Insurance
AO Insurance Inc. helps individuals, families, truckers and small businesses with insurance, DOT filings, tax preparation, business formation, financing applications and form preparation, all with one team.
We built AO Insurance so you do not have to chase five different offices. You can call us, visit our Denver office, or use our secure online portal to send documents and follow your requests.
Yes. Quotes are free and come with no obligation. A quote is not coverage; coverage begins only when confirmed in writing by the insurance company.
Usually your USDOT and MC numbers if you have them, truck and trailer information, operating details, driver information, and what and where you haul. Sensitive information such as driver’s license numbers should only be submitted through our secure client portal when requested. If you are just starting, we can also help with your authority filings.
Yes. We serve clients nationwide. Insurance availability depends on the carrier and the state, so call us and we will tell you what is possible.
Through the secure client portal, not by regular email or text message. If you do not have an account yet, call us and we will set one up.
No. Government and third-party fees, such as agency filing fees, are separate from our service fees and are paid to the agency.
No. We provide non-legal help preparing forms and documents. For legal advice, please speak with a licensed attorney.
Sensitive documents belong in our secure portal, not in email or text messages.
Staff accounts require a second verification step, and clients can use one too.
Documents you upload are encrypted with AES-256 before they are stored.
Only authorized AO Insurance personnel can open client documents.
Every time a document is opened, we keep a record of who opened it and when.
Information sent between your browser and our website uses HTTPS.
Protect your information. Please use the AO Insurance Secure Client Portal to send sensitive documents. We will never ask for your password or authentication code by email, text or phone.
Get a free quote today. Commercial truck coverage is available in multiple states, and we will walk you through it.
Get a free quote Call 303-219-3900 720-610-4755