AO INSURANCE INC.

Denver Based • Serving Clients Nationwide

Protecting What Moves Your Business Forward.

Insurance • Trucking • Tax • Business Solutions

Personal, business and commercial trucking insurance, plus DOT, tax and business solutions—all from one trusted team.

Call 303-219-3900 or 720-610-4755

Insurance products, carriers and availability vary by state, eligibility and underwriting requirements.

Get a free quote

No Social Security, license or bank numbers, please. A quote is not coverage.

Insurance

Free quotes. Coverage available in multiple states.

Commercial trucking insurance

Liability, physical damage, cargo and more for owner-operators and fleets.

  • Trucking liability
  • Physical damage
  • Motor truck cargo
  • Bobtail and non-trucking liability
  • Trailer interchange
Learn more →

Business insurance

Protection for your company, employees and vehicles.

  • General liability
  • Workers’ compensation
  • Commercial auto
  • Fleet insurance
Learn more →

Personal insurance

Protection for you, your car and your home.

  • Auto insurance
  • Home insurance
  • Renters insurance
Learn more →

Insurance markets

Multiple Insurance Markets. More Options for Our Clients.

AO Insurance works with multiple available insurance markets, so we can compare options and help you find appropriate coverage and pricing instead of offering a single product.

Not every insurance company offers every product, and carriers and products are not available in every state. Availability, eligibility and pricing depend on the carrier, the state and underwriting.

Our specialty

Trucking insurance is what we do.

From owner-operators to growing fleets, AO Insurance helps trucking businesses protect their equipment, cargo and operations. We can also handle your USDOT, MC authority and compliance filings, so one team covers both your coverage and your paperwork.

  • Primary liability
  • Physical damage
  • Motor truck cargo
  • General liability
  • Bobtail / non-trucking liability
  • Trailer interchange
  • Other available trucking coverage

Get a trucking quote Trucking insurance details

More ways we help your business

Call for a free quote, or sign in to send a request and upload documents.

DOT filings & compliance

USDOT, MC, BOC-3, IFTA, IRP and compliance.

  • USDOT Registration
  • MC Authority (Interstate)
  • BOC-3 Filing
  • UCR Registration
  • MCS-150 Updates
Learn more →

Tax preparation

Individuals and businesses.

  • Individual Tax Returns
  • Business Tax Returns (LLC, S-Corp, C-Corp, Partnerships)
  • Partnership & Self-Employment
  • All States Tax Filing
  • EIN Application
Learn more →

Business formation

LLC, corporation and EIN, in any state.

  • LLC Formation
  • Corporation (S-Corp, C-Corp)
  • Partnerships & DBAs
  • EIN Application
  • Registered Agent Service
Learn more →

Colorado & Denver sales tax license

Registration, renewals and filing assistance.

  • Denver Sales Tax License
  • Colorado Sales Tax Registration
  • Renewals & Updates
  • Guidance & Filing Assistance
Learn more →

Truck financing assistance

Application help with third-party lenders.

  • Help with Truck Financing Applications
  • Halal Financing Options (through trusted lenders)
  • New & Used Trucks
  • Work with Multiple Lenders
Learn more →

Immigration form preparation

Non-legal form and document preparation.

  • Green Card Renewal Applications
  • Passport Renewal Assistance
  • Naturalization (Citizenship) Form Preparation
  • Visa Application Forms
Learn more →

How it works

1

Tell us what you need

Fill out the quote form or call us. It takes a few minutes.

2

We contact you

A member of our team reviews your request and walks you through your options.

3

We handle the details

We take care of the paperwork and filings, and you track everything in your secure portal.

Why choose AO Insurance?

A real local office

1582 S. Parker Rd., Suite 104, Denver. Call us or stop by.

Everything under one roof

Coverage, DOT filings, taxes and business paperwork with one team.

Serving clients nationwide

Availability varies by state, carrier and underwriting.

Secure portal

Upload documents and track your requests online.

Our customers

Proudly Serving Transportation Businesses & Owner-Operators

Selected businesses we serve. Logos displayed with permission and do not imply partnership or endorsement.

Trusted by Our Clients

5.0 average from 10 Google reviews

★★★★★
Extremely helpful
Maxamed H. · Google review
★★★★★
Very knowledgeable!!!!!
Abdullahi H. · Google review
★★★★★
Thanks for all your hard work and dedication
Liban J. · Google review
★★★★★
I like this I appreciate what did guys, professional agent thank guys.
Abdulkadir S. A. · Google review
★★★★★
Great place!!!!!!!!!!!
Makahi M. · Google review
★★★★★
Thank You
Cabduqadir C. · Google review

AO Insurance app

AO Insurance in Your Pocket

Track your requests, upload documents and get updates from our team, right from your phone.

  • Secure account access
  • Two-step authentication
  • Upload documents securely
  • Track your requests
  • Receive notifications
  • Access your account information
  • Works on iPhone and Android, mobile friendly

Install AO Insurance Client login

Install it from your browser in a few taps. It opens like an app. Not yet in the App Store or Google Play.

About AO Insurance

An independent agency, right here in Denver.

AO Insurance Inc. helps individuals, families, truckers and small businesses with insurance, DOT filings, tax preparation, business formation, financing applications and form preparation, all with one team.

We built AO Insurance so you do not have to chase five different offices. You can call us, visit our Denver office, or use our secure online portal to send documents and follow your requests.

More about us

Denver, COLocal office on S. Parker Rd.
7 servicesInsurance, DOT, tax and more
NationwideClients served; availability varies by state
Secure portalEncrypted documents, two-step sign-in

Popular topics

Owner-operator insuranceCargo insuranceBobtail & non-truckingUSDOT number helpMC authority & BOC-3IFTA & IRPAuto insurance DenverNew entrant & reinstatementWorkers’ compensationColorado LLC formationDenver sales tax licenseSmall business taxes

Questions & answers

Is the quote free?

Yes. Quotes are free and come with no obligation. A quote is not coverage; coverage begins only when confirmed in writing by the insurance company.

What do I need for a trucking insurance quote?

Usually your USDOT and MC numbers if you have them, truck and trailer information, operating details, driver information, and what and where you haul. Sensitive information such as driver’s license numbers should only be submitted through our secure client portal when requested. If you are just starting, we can also help with your authority filings.

Do you work with clients outside Colorado?

Yes. We serve clients nationwide. Insurance availability depends on the carrier and the state, so call us and we will tell you what is possible.

How do I send you documents?

Through the secure client portal, not by regular email or text message. If you do not have an account yet, call us and we will set one up.

Are government fees included in your price?

No. Government and third-party fees, such as agency filing fees, are separate from our service fees and are paid to the agency.

Do you give legal advice on immigration?

No. We provide non-legal help preparing forms and documents. For legal advice, please speak with a licensed attorney.

Your information. Protected.

Sensitive documents belong in our secure portal, not in email or text messages.

Two-step sign-in

Staff accounts require a second verification step, and clients can use one too.

Encrypted document storage

Documents you upload are encrypted with AES-256 before they are stored.

Restricted staff access

Only authorized AO Insurance personnel can open client documents.

Access monitoring

Every time a document is opened, we keep a record of who opened it and when.

Secure connection

Information sent between your browser and our website uses HTTPS.

Protect your information. Please use the AO Insurance Secure Client Portal to send sensitive documents. We will never ask for your password or authentication code by email, text or phone.

Access secure client portal   Fraud & security tips

Ready to protect your business?

Get a free quote today. Commercial truck coverage is available in multiple states, and we will walk you through it.

Get a free quote Call 303-219-3900 720-610-4755